Information on how your credit score is calculated and how it can affect you.

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Your credit score affects many different things that are a part of everyday life such as applying for a credit card, refinancing your house, applying for loans in college, and even your mortgage.

Steps to clean up ID Theft can get you on the road to credit recover. Contacting the credit bureaus to dispute inaccuracies and errors is a crucial step in beginning the process of credit repair, saving you potentially thousands of dollars in interest and insurance rates over time.

ID Theft threatens to reduce your FICO score and harm your credit rating, which can cost thousands of dollars in higher interest and insurance rates. Credit errors can be disputed with the credit bureaus and merchants and your credit rating can be repaired.

Insurer's use credit information to set rates for homeowner's insurance and auto insurance. Employers conduct credit checks on employees before hiring. Review your credit report once a year for errors.